Consumer proposal or debt consolidation?
I’m looking for some advice. I’ve made some poor financial decisions and I’m now dealing with the consequences.
We bought a house last year, but I want to keep it separate and not involve my partner in my debt. Right now, I have about $10,000 on a line of credit at around 12% interest, $7,500 with Easy Financial at 34% interest, $3,400 on a credit card at 22%, and $3,200 owing to the CRA.
I’m currently on EI and receiving CCB, and I’m not planning to return to full-time work because I don’t want to put my child in daycare.
What should I do in my case?
Posted May 7, 2026, 12:27 PM UTC
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