How is my setup? And is Autograph a sleeper?
Hey all, wanted to get some feedback on my setup. Could it be better, am I missing anything, etc?
Income is $62k, FICO score is about 800
USAA Signature Visa: 14% Apr and $15k credit limit for emergencies
First Entertainment Spotlight: Entertainment (concerts, sports games, etc) and a $10 spending credit. CL is $14,500 and also a low 16% Apr
WF Autograph: Gas, Travel $9000 CL
Bilt Obsidian: Rent, Dining $7000 CL
Amex BCP: Groceries, Streaming $1000 CL
Fidelity Visa: Everyday purchases $500 CL
I don’t really fly often, and almost never stay in hotels. Usually just Airbnbs, etc
Also, why do I feel like my Autograph is one of my strongest cards? I thought WF was one of the “bad” ones? Haha
Posted May 7, 2026, 12:30 PM UTC
311