What happens to equipment bought with real money

Hi,

lets say i buy an armor and the AR 4 rifle this month for real money.

Now i equip that and went to onyx. There i die, i bug, i fell through the floor, game crashes, what ever while i was messing around with the inventory. Now my helmet and the weapon are not equipped or in my inventory.

Every other item would be gone. But since stuff bought with real money can't be lost, how i get it back?

Is the game waiting till its gone and i get a new one to my primary residence?

What happens if another player loots it of my body? Now i lost it but the game must give me a new one somehow, but now there are 2 items in the game.