Online Account Lending Scam: Legal Remedies When You Are Cheated and Blocked

It started simply enough. A resident of Gomti Nagar, Lucknow — let's call him Arjun Mehta — was approached by an acquaintance sometime around 18 February 2025. The acquaintance said he needed access to Arjun's Dream11 account for a single day and offered ₹1,000 in return. Arjun handed over the login credentials, logged out, and waited. The payment never arrived. Worse, the account was suspended. When Arjun followed up, the acquaintance offered excuses, then fell silent entirely.

Arjun consulted a local general practitioner advocate, who sent a standard legal notice citing breach of contract. The other party ignored it completely. After that, Arjun reached out to Advocate Sudhir Rao. The approach shifted immediately. A formal complaint was filed on the National Cyber Crime Reporting Portal (cybercrime.gov.in), supported by screenshots of the conversation, transaction logs, and a structured complaint under Section 318 BNS read with Section 66C of the Information Technology Act, 2000. A follow-up complaint was also lodged with the local cyber crime cell at Hazratganj Police Station, Lucknow. The other party, now facing coordinated legal pressure from multiple directions, made contact and settled the outstanding amount within three weeks. The matter was closed with a written acknowledgment. The earlier solo legal notice had produced nothing. The structured, domain-specific approach produced a result.

You can read about this case in detail at https://sudhirrao.com/online-account-lending-scam-legal-remedies-cheating-blocked/