Rate Lock

I am in the loan process on a new build home doing the USDA loan, on my quote sheet my interest rate is 6.25%

I was on the border line for credit when I applied and got approved at a 644, since I have been under contract my credit score has gone up to a 723 middle score, I’m not locked in on interest rate could I get a better interest rate or what should I do?

Posted May 7, 2026, 12:36 PM UTC

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