Spectrum Mobile trade-in credit question. Same day or does it take time?

I purchased a Samsung Galaxy S26+ through Spectrum Mobile⁠ and traded in my iPhone 15 at the store. To my understanding, if I do the trade in at the store, I will receive the trade in credit immediately. So now I went online and paid the phone in full. I was told once I pay it in full, the credit posts back into my Spectrum account and then I can call back to refund it to the card on file.

My question is: shouldn’t the trade-in credit post back to the account right away if the trade-in was done in-store?

Right now I still don’t see the credit reflected on my account, so I’m wondering if:

1.- It’s supposed to be same day

2.- It takes a few business days

3.- It shows up on the next billing cycle

Anyone here gone through this recently with Spectrum Mobile?