Credit cards for beginners

Help Needed/ Question

Which credit card will provide easy approvals for beginners ?

Current cibil:- -1

Age:- 22

Income:- 45k

Expenses :- 30k

Spend categories:- Groceries & Online shopping

Reward preferences:- Cashback

Lounge Access Required:- No

Posted May 7, 2026, 6:21 PM UTC

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