Specs Question — When is a GPU Upgrade Worth it?

Hello all,

Currently running the below:

• AMD Ryzen 7 5700X3D 8-Core
• MSI RTX 2060 12GB VRAM
• 32GB RAM

Overall the 2060 w/ 12GB VRAM has been a little beast for me. I've had it for years now and it just takes everything I throw at it. Granted I'm not someone who needs to play Cyberpunk 2077 w/ graphics mods at the highest settings.

Currently dipping my toes into generation, been pretty fun. Mostly just a hobby thing in my spare time. The initial 512x512 or 1024x1024 honestly seems fine? Below is just testing a random prompt + some LoRAs.

1024 x 1024

Seems fine. Upscaling is a different story and takes a few minutes for one image. I guess it's fine? I have it set where I can batch a few so I usually just run it while I'm working or doing something else.

Main question is could I be getting more with a 'better' card? I say that in quotes since I know that VRAM is something skimped on in a lot of GPUs and I'd not want to go under 12GB. While also not wanting to break the bank when this is primarily a side hobby. If there's a noticable upgrade in speed for a ~$250 I'd take a shot at it... or if it's so negligent that it's better to just keep rolling with my card from 2021.

Thanks!