Help reconciling a transfer that appears as multiple transactions

I'm new to Actual and it took me a second to figure out the best way to get transfers into my budget. Now I have a problem where a car payment from my checking account goes out as 1 transaction, then appears as 2 separate transactions (principal and interest) on the car loan account. If I try to mark the outbound transaction as a transfer from my checking account, then it just creates a new entry in the car loan account that messes up the displayed balance. If I delete that extra entry in the car loan account, it changes it from being a transfer on my checking account.

Is there an ideal way to handle this going forward? Should I delete the separate principal and interest transactions from the car loan account and just rely on the transaction created by marking the outbound money as a transfer? Can I set a rule up to avoid having to manually modify that every month?

Sorry if these are questions with obvious answers.