Loan Assumption and Form 4506-C
My loan assumption has been approved, closing papers signed, but they are requesting a Form 4506-C be completed. It has come from the Loan Assumptions department pre-filled except for Line 8 "Year or Period Requested", which is blank.
My closing officer has stated "Yes, that form is needed. All you do is sign and date at the bottom. It is a required form but we will not be pulling your tax returns from the IRS. It should be highlighted on where to sign and date."
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Why would they need it if they don't intend on pulling tax returns? Income has already been verified and underwriting has already completed their assessment.
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Why is Line 8 not completed? Right under Line 8 it says, in BOLD LETTERS "Caution: Do not sign this unless all applicable lines have been completed?
I mean, just sign a half completed form?
Posted May 8, 2026, 3:52 PM UTC