Need Advice On How Student Loans Work In Pampanga/Philippines

Problem/Goal: I need advice how student loans work in the Philippines, especially for someone whose family is already struggling with debt. I also want to know what banks or programs I could approach for enrollment fees.

Context: My family can no longer support my education due to our financial situation. I've been trying to research student loans, but I honestly don't understand how they work yet, like repayment, interest, co-signers, or whether banks would reject me due to my family's financial history

If anyone from Pampanga has experience or knows beginner-friendly options about student loans, I'd really appreciate the advice po.