My in‑laws own 16 properties but told us none will ever be passed down. Meanwhile I’m 30, paid off $60k, tackling $117k more, and still won’t own a home until 40….and this Job market is fucking roasted.

I’m 30 years old, and at this point I’ve accepted that I probably won’t own a home until I’m 40. I already paid off $60k of my own student loans by working my 9 to 5 and flipping stuff on eBay at night. Now I’m working on my wife’s debt. She has about $117k, and we’ve managed to knock her biggest federal loan from $20k down to $12k in five months. That’s from both of us working full time and me hustling on eBay every spare minute.

I’m averaging about an extra thousand a month reselling. And honestly, it’s ridiculous that I even had to turn to reselling because my job hasn’t given me a raise in almost five years. I’ve been applying everywhere, but the job market is a disaster. I work fully remote, so since they don’t pay me enough, I literally do both jobs at the same time.

Meanwhile, we’re renting from my in‑laws, who own sixteen properties. One is an abandoned lake house worth around $1.7 million. Another is a lake property with an abandoned cottage. And then there’s my father‑in‑law’s childhood home down the road, which they keep as a weird boomer time capsule with stuff from the 50s and 60s still sitting inside. And the kicker is they’ve made it very clear that none of these properties will ever go to anyone. Everything will be liquidated when they retire. No help, no passing anything down, nothing.

So here we are, grinding overtime, juggling two full‑time jobs, reselling on eBay, and looking for a third part‑time gig because this market is beyond cooked. My wife and I did everything we were told to do. We followed the path that was supposed to lead to stability. Instead, we’re drowning in debt, stuck in a broken job market, watching AI replace people, and fighting for scraps just to stay afloat.

Still, paying off $60k and knocking out almost another $20k feels good. But I’m exhausted. This is what “doing everything right” looks like in America.

Posted May 10, 2026, 2:10 PM UTC

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