Cmpnd Renter’s Insurance

Does anyone know if Cmpnd actually checks for renter’s insurance personal property coverage amount?

On Cmpnd’s lease agreement, it says I need to obtain an insurance with no less than $50,000 in personal property. I don’t even have 50k worth of stuff, and researching online, it seems like 50k is a pretty high number that’s not too common. All my friends who have a renter’s insurance also got the basic plan w $15,000 in personal property.

I know it’s safe to adhere to the “rules” and having higher coverage can’t hurt, but it does double the premium so wanted to see if it’s 100% necessary.

Thanks!