Review on PGP UI/UX & AI Product Design

I'm confused between M.Des at MITID or Master's Union PGP UI/UX & AI Product Design

M.Des is 2 years with a degree and campus placements

PGP is 16 months, and it is NOT a degree

M.Des at MITID is since 2006

PGP is their pilot program (2026 first batch)

M.Des fees at MITID is 8-9L

PGP fees at master's union is 22.65L (max scholarship of 50% but that is also rare)

But here's the catch!!

At Master's Union

1. The faculty/instructors at PGP are industry's top players in design. I'm talking about AVP's and VP's of design at top product company.

2. The course is latest as per the current market, AI driven and what is actually required to work at these companies.

At MITID

1. The course is as the curriculum is

2. The instructors are from well enough colleges

My concern is...

If I join the Master's Union and I don't get a job, I'll be left with a huge loan and no degree.

If I join MITID and I don't get a job, I'll atleast be having a design degree.

Please help me make the right decision....!