Indecisive after taking 2 drop years for NEET and yet failed. BBA or BCOM?

Hey folks, I’m posting this with the of hope getting some clarity on my decisions.
Passed my 12th boards in 2024 and then took two drop years for neet and sadly i struggled to achieve the required marks to get into a govt medical college. Took both the years for granted and only started studying by the last months. I’m as guilty as I should be but yeah I’m constantly in a state where I can’t decide what will I do now.
I’ve always wanted to be a doctor only to get out of this country via the AMC pathway after mbbs(though I used to admire the medical field but whatsoever my only goal was to get out of this country)

Now comes the part where everything took an U-turn.
During my 11th and 12th I was really studious but sadly lost my dad in 2024 and everything got side tracked yet somehow got 87 in boards but my company and my screwed up mind started to get involve in everything apart from studies.
Due to financial constraints I went deep into Investing and Trading and to such extent that I was constantly taking trades be it intraday or swing trade. And boom got into derivatives and made around 1.1 lakh without any proper knowledge, call it beginners luck and then lost everything to over trading and impulsive behaviour.
Family got into a financial scam during my drop year, I myself got involved into financial stress of my family and also had time for everything be it gym, eating good but very little time for consistent study.

Need a proper guidance now.(For settling abroad)
I don’t want to give another year to neet where the outcome lies against me and I also don’t want to wait for counselling knowing I will be leaving every other options again.
I did ask AI about it and it suggested me to go into financial field where my interests align with the course but still I’m indecisive on what needs to be taken, planning on giving CFA exam during my UG and also constantly giving time to markets where I can atleast have some decent experience , currently investing in ETF and MF with my mothers money.
I’m indeed very scared to do anything now after failing in neet what if nothing works out on my favour, I’m also currently looking for MBA after my UG.
What do I opt for BBA or BCOM where atleast I can have that global exposure to move out ?

Sorry if I came off ranting or belittling myself, seriously in need of perspective right now.
My qualifications 10th 88% and 12th 87%