[Project Update] I added a "Smart Advisor" to CardSense – it tells you exactly which of your cards to use for Groceries, Dining, etc. 💳
Hi everyone!
A few weeks ago, I shared CardSense, the privacy-first PH credit card manager that imports your bank PDFs (SOA) locally. Based on the feedback here, I’ve been working on the most requested feature: The Smart Advisor.
What it does: Instead of memorizing which card has 5% on groceries or 3x points on dining, you just select a category. The app looks at your specific cards' benefits (BDO, BPI, UB, etc.) and tells you which one gives the best reward right now. It even factors in whether you've hit your monthly spend caps!
Current Progress:
- ✅ Smart Advisor: Live in the latest build.
- ✅ SOA Parsing: Improved support for BDO, UnionBank, and EastWest (JCB included!).
- ✅ Offline Mode: Your data stays on-device first. Cloud sync (Supabase) is optional and encrypted.
- ✅ No Bank Logins: We never ask for your passwords. Just upload the PDF, and it parses locally.
Seeking Testers: I'm currently in the "20-tester" phase for Google Play production. If you want to try it out and help a fellow Pinoy dev get this on the store, let me know!
Posted May 12, 2026, 8:16 AM UTC