New York Essential Plan 1 Application Time For Online Vs Phone Vs In Person?

Individual/Marketplace Insurance

Can someone who has applied for the New York Essential Plan 1 and done this within the last year or so tell me how long did it take to get approved or denied? Also what carrier did you choose... such as Healthfirst, Fidelis or Anthem? Which method did you apply, was it online or phone or in person?

Does anyone know if one method is faster than others? It seems that you can even go to a local office at Healthfirst, Fidelis or Anthem or the other ones and just give them the documents required and that would work as well? But would that way be slower than online application?

I am somewhat confused on the phone application but someone mentioned you just apply on the phone and then you create an account online and then upload all your documents there... is that correct? But if you do it online, you still create an account? Is it the same website? Then you upload the documents? I'm curious if one way is faster than another. Does anyone know what is the average application time to get approved or denied?

Posted May 12, 2026, 8:27 AM UTC

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