SIP vs Mutual Funds for a 22YO Fresher Earning 45k/month – Beginner Investment Advice Needed
I’m new to investing and confused between SIP and mutual funds.
Which one should I prefer as a beginner for long-term wealth building? Also, how much should I start with monthly?
My situation:
- Fresher working as a Data Scientist in Delhi
- Salary: ₹45k/month
- Give ₹15k-20k to my mom
- Living with parents, so no major expenses
- Left with around ₹25k-30k
- Completely new to investing
ha bhai yeh gpt se likhvaya hai.
Posted May 12, 2026, 2:41 PM UTC
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