BUDGETING APP

Discussion

Does anyone else feel like most finance/budgeting apps are completely useless for college students?

Not talking about investing or mutual funds or “save 20% of your income” advice.

I mean actual student problems:

  • randomly running out of money before month-end
  • overspending on food delivery
  • internship stipend disappearing instantly
  • saying yes to plans because of FOMO
  • not knowing if you can actually afford something

Most apps feel designed for salaried adults with stable income, not students surviving on limited money.

I honestly feel like students need something simpler where you could just ask:

  • “Can I afford this?”
  • “How much can I spend daily?”
  • “Why does my money disappear so fast?”
  • “Will I survive the month?”

instead of manually tracking every ₹50 expense like an accountant.

Curious if other people struggle with this too or if it’s just me.

Posted May 12, 2026, 2:56 PM UTC

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