Does anyone know if accredited debt relief is legit? starting to panic
I got laid off a couple of months ago and it wrecked me financially. I was out of work longer than I expected, burned through what little savings I had and ended up relying on credit cards way more than I ever planned just to get by. I finally started working again but I’m making less than before (35k right now down from 48k) and I’m still way behind trying to catch up. Right now I’ve got around 16k in credit card debt and the minimum payments are starting to feel impossible on top of rent, groceries, gas, and everything else. I’m trying to stay on top of it but it feels like every paycheck disappears the second it hits.
I know everybody says just to call all the creditors yourself but im honestly spending all my time working and dont have the mental capacity to wait on hold and try to convince a phone rep that i cant actually afford the minimums. I keep seeing debt consolidation and relief companies like Accredited Debt Relief come up and it looks like they have good reviews compared to a lot of other companies I’ve researched.
What I’m really trying to figure out is whether anyone here has actually gone through a full relief program and finished it and how much they were able to save. I just need to do something because paying these cards normally at these interest rates feels like I’m going to be stuck forever or wind up filing bankruptcy.
Posted May 12, 2026, 3:05 PM UTC