401K from Old Employer, Pay off Debt?

I am 45 yo worried about my job status due to ai related cuts. I just found out I have a 401K from last job with 18K in it. I have my own company’s 401K with not much in it.

I have two main debts:

A 10K CC balance with 22% interest rate

A personal loan with 8K balance with 9% interest rate with a fixed $600 monthly payment.

I really don’t want anymore debt, and after spending past 3 years paying off large amounts and changing my spending habits, I would like to just square these two debts and take the load off my shoulders.

Any advice that can help me decide is greatly appreciated.