Suppose I need to liquidate an investment account for a house downpayment, where from?

Budgeting

Let's say I have a

  1. Taxable Brokerage with largely ETFs like VOO, VTI, VXUS

  2. Roth IRA

  3. A company sponsored 401k with a 6% match

My HYSA has about 6 months living expenses, but it's not enough to really cover the downpayment of a house.

Which of these three types of accounts would be best to draw/sell from in order to make the money needed for a house downpayment?

Posted May 22, 2026, 8:41 PM UTC

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