Should I return to school?

So I’m 25, and I’m thinking of going back to school after a hiatus due to depression and burnout. I already have an Associate Degree in Arts, but I’ve previously majored in three different things (graphic arts, architecture, and computer science). Ultimately, I decided to take a break until I felt truly ready. I’m a little apprehensive about this because I have to climb out of some of the worst depression of my life.

One of my biggest hurdles is that I never really learned how to study properly. I’ve had a hard time reading textbooks, even when I’m genuinely interested in the subject. Right now, I have textbooks sprawled throughout my room, all partly read and fully forgotten.

I've tried to self-study physics before on my own, but I really struggled with it. I had a hard time retaining the information, and when it came to the actual physics problems, I just didn't know what to do or how to approach them.

I’m currently saving up to pay for two classes out-of-pocket next semester to see if I actually like and can handle the Engineering Science major at my local community college. My dad has a PhD in civil engineering, and I have a huge desire to learn how things work and dive deeper into math. I personally love math—it’s super interesting to me and I’ve always been good at it. Next semester I’d be taking Calculus 2 and Physics 1, but given my history, I'm terrified I won't be able to handle it. Because I'm investing my own hard-earned money this time, if I mess up, I directly suffer the financial loss. If I can prove to myself that I can handle it, I still have 4 years of federal aid left, which would comfortably cover the rest of community college and beyond.

The catch is that life is more complicated now. I have a house to pay for. I can afford it working part-time, and I just got a retail job working 32 hours a week (though I’m actively trying to get those hours reduced down to a true part-time schedule before school starts).

Regardless, I feel like I have to try. If it doesn’t work out, my backup plan is to look into the trades. I would just like to know if this is completely stupid or not. Any advice would be much appreciated!

Thanks Redditors!