Blue Cross Blue Shield Well on Target Life Time Fitness

Anyone using the Well on Target benefit with blue cross blue shield to access multiple gyms?

It seems pretty incredible. Unlimited gym visits to all classic gyms (anytime fitness, fitness connection, crunch, golds, planet fitness) for the price of just one gym membership? Sometimes even less than one membership? Is there a catch to this? Do gyms give you a hard time?

Then, when you look at the luxury level membership:

It includes all of the above, plus:

There’s a $19 enrollment fee one time, then $159/mo (plus tax) total, for the pro level. This includes the life time fitness near me.

1. I’m curious, if anyone knows, do these gyms, especially life time fitness, limit your access to anything or are you treated like any other member? Normally just this gym alone would cost $200 one time enrollment fee plus $300+/month, plus contracts.

2. Has anyone added family members, and is there a benefit to that financially? I will check but I think life time offers a cheaper plan once you start adding family members, but I could be wrong.

3. Any catches anyone has encountered using this benefit?

Any info from members who actually use this benefit would be helpful.