Need a personal loan but a small amount - 5k

Hey all,

Hoping to get some advice here - I’m living in adelaide studying and working at foodland , I bring in like net $800 a week, rent 200 a week.

I have an Afterpay balance of 2.7k and just had my car serviced and needs repairs for like 2k

I also have last years tax bill at 500

I’m stuck in a cycle with the Afterpay and daily living. I really need to get my car fixed before it breaks down and and have come to the conclusion a personal loan just to clear my debts (delete after pay) and then fix up my car and just start fresh. My conditions is really no early payment fees (goal to pay the loan down within 3 months), and minimal fees. Only 22 and have no credit history so a high rate is expected.

Thanks in advance

Posted May 28, 2026, 10:37 AM UTC

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