The College Decisions That Can Save Clients a Fortune

In 1990, a year at a four-year public university cost around $10,000. In 2025, the average was $27,277 for in-state students and $37,408 for out-of-state.

And up to 80% of students change their majors at some point.

Brian Safdari, founder of College Planning Experts and columnist for Rethinking65, writes that families are often blindsided by the financial consequences of choosing the wrong college or an unsuitable major. A junior who switches majors may need an extra semester or two. A student who transfers schools faces application fees and potentially a full year of additional coursework.

For advisors working with clients in the second half of life whose families are navigating these decisions, Safdari outlines a better approach before the wrong choice becomes an expensive one.

Read the full story: https://rethinking65.com/the-college-decisions-that-can-save-clients-a-fortune/

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