AchieveHELOC 1stPayment

We closed about a month ago, and Achieve sent the full amount of our HELOC to our checking account. We want to send approximately half back for later use, so that we’re not paying unnecessary interest.

We just got the transfer letter transferring the HELOC to Shellpoint. I tried calling that number, but they don’t have our information yet I guess. Our 1st payment is due on July 1st, and we are set up for autopay.

How long does it take to get everything set up? I was told by Achieve I could return any unused money through some sort of “portal” after just 2 weeks. I haven’t gotten any emails or paper mail from Shellpoint at all. I just feel as if we’re in limbo right now, lol