r/BMWi5•
Nippatmasala

Lease or finance? Better for the longer run and resell or future trade in

Leasing

I'm super new to the lease concept and I've never really understood if it's a better option to take that or just pay around 50 to 60k for a depreciated 2024 or 2025 i5 and finance it.

Would it be cheaper if I lease it and then purchase the lease? If I switch to a new car, isn't that money down the drain vs me owning something I can drive without the 10 or 12k power annum limit? Maybe I'm missing out a lot of things, but I definitely need a couple of ears and suggestions.

Note: I'm a first time car buyer, 28 years old, no tickets nothing, and the insurance companies are charging around 400 to 500 for my m60 and 350 for an edrive.

Posted Jun 2, 2026, 1:00 PM UTC

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