Refinance rate advice

Getting $216,000 loan.

5.125% 15 year fixed

P&I payment $1,722/mo.

$2,160 origination fee

Was offered 4.875% and pay extra $1,000 at closing

P&I $28/mo. less

Same origination fee.

Was offered 5.375%

Waved origination fee

P&I $28/mo. more

Which rate would you advice to take thinking to stay in this house 15 year's?

Thanks!

Posted Jun 3, 2026, 1:35 AM UTC

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