Anyone recently finance a renovation in SF?

I’m curious about financing a large upcoming project (out of necessity).

Did you go with a HELOC, home equity loan, or something else?

Was securing financing the first step in your process or did you feel that plans and permitting needed to be handled first?

I’m sure there are different ways to go about this, but I’d love to hear what others have done and any thoughts about what should be taken into consideration. TIA