If you are behind on a VA mortgage in 2026, the old VASP rescue program is gone, but a new VA Partial Claim Program from the 2025 reform law can bring your loan current as a no-payment 2nd lien. Waiting for the final rulebook is the mistake costing veterans their homes.

  
The VA Servicing Purchase program (VASP) ended May 1, 2025, and more than 10,000 veterans have since lost their homes, with roughly 90,000 more behind on payments. The VA Home Loan Program Reform Act, signed July 30, 2025, created the Partial Claim Program now rolling out through 2026. With Fenrir, Bella, Beth, and Lewis, this episode walks the full timeline, the exact mechanics, and the moves to make this week.

  
In this video:

\- Why VASP vanished and what its 2.5 percent r

  
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💰 2026 VA Disability Pay Rates: [https://va.professorerica.com/wiki/2026-va-disability-compensation-rates](https://va.professorerica.com/wiki/2026-va-disability-compensation-rates)

Behind on Your VA Mortgage? What Changed in 2026