Denied from Costco Citi Visa due to “too few credit references” - What’s the best costco/costco gas credit card for someone with a thin credit file?

Card Recommendation Request (Template NOT Used)

Mostly using it for Costco gas. Is it worth calling Citi to try for reconsideration, or should I just apply for a different, more accessible starter card instead?

Also I don’t want the Paypal debit card, I want to build my credit. I only own one credit card at the moment.

Thank you

Posted Jun 4, 2026, 12:51 AM UTC

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