SWR for different time periods and portfolio allocations

Chart of SWR for different time periods and portfolio allocations

I was bored and playing around with the Big ERN toolbox. I decided to see what SWR would give me a 90% and a 100% success rate for different retirement horizons (30, 40, and 50 years) using a few different asset allocations. I put it in a table, so figured that I would share it here in case it's interesting to anyone else.

Edit: typo in the chart. The second portfolio was 30% bonds.

Posted Jun 4, 2026, 12:59 AM UTC

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