It feels hopeless

Just got the numbers back from a loan officer here in socal. We make too much for most programs. But doing a rough calculation with our numbers he came back with a max home price of $365k at 6% and a 3.5% down payment *just* to get our monthly payment to what we pay in rent currently ($2845). Only problem is there are zero homes at that price in our area. Anything close doesn't qualify for financing because it's in disrepair, it's 55+ or it's in a mobile home park (nothing against parks or just doesn't fit us).. Not to mention those homes are in one of the worst cities around... I didn't have my hopes up at all but to see it in writing and how far away we are is pretty frustrating