Anyone ever taken finance from Shopify?

Interested if anyone has ever taken the finance option from Shopify. Do they do personal credit checks etc. Or is it straight forward for approval, as it's based on your revenue etc.

I need a bunch of cash for inventory but hesitant to give Shopify finance a try. I've thought about maybe applying for a smaller amount first, just to see how it works.

Anyone ever tried it and have any tips or advice?

Posted Jun 4, 2026, 1:38 AM UTC

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