Meniscus Surgery Self Pay Questions

For those who don't have health insurance, how much did you pay total for those who got a confirmed meniscus tear or ligament tear and then needed surgery? There is the costs of the orthopedic doctor and the x-ray and MRI"s. Then there is the surgery.

Then you have physical therapy that is a few months. Got to assume all that would cost at least $25,000 right at that is the lower range?