Employer 401(k) question

Retirement

Im confused...my employer contributes 3% automatically into my 401(k)...i dont have to contribute anything for that 3%...i can contribute as much as I want, but i was thinking that would it make sense to take the 3% and take my own money and put it in a roth? Or would it make sense to contribute some myself to decrease my taxes now?

Posted Jun 6, 2026, 9:26 PM UTC

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