Help Choosing My Next Card

Card Recommendation Request (Template Used)

Current cards:
- Discover IT: $10,100 limit; Opened in 2018 or so, can't recall
- Chase Freedom unlimited: $4,300 limit; Opened sometime back in 2019/2020
- Chase sapphire (just sapphire, was preferred but downgraded): $10,600 limit; Opened in 2021 or so
- Capital One Venture X: $23,000 limit; opened in 2022
- Amex Gold: No limit; Opened Feb 2026
FICO Score: 785
Oldest account age: 7 years
Chase 5/24 status: 1/24
Income: above avg
Average monthly spend and categories:
- dining: 200-300
- groceries: $100
- gas: $100
- travel: $500
- other: $1000
Open to Business Cards: Yes
What's the purpose of your next card? Have big purchases coming up and want to take advantage of a juicy sign up bonus to use on a honeymoon next year.
Do you have any cards you've been looking at? Personal Amex Plat, Business Amex Plat/Gold; CSR
Are you OK with category spending or do you want a general spending card? Ideally will downgrade the card after one year just want a sign up bonus.

Posted Jun 6, 2026, 9:32 PM UTC