AITAH for ghosting matches on dating apps because I cannot yet economically provide for them if the relationship gets serious

AITAH (young male, less than 30 years old) for ghosting matches on dating apps because I cannot yet economically provide for them if the relationship gets serious? The important context is that I do not go on dates or have sexual relations with these matches before ghosting?

OR AITAH for not being able to hold a conversation or think of things to talk about on the apps?

AITAH for using dating apps? JK: 77% of people in relationships in America met online (Pew Research, 2024).