LF Credit Card Recommendations for Student

Card Recommendation Request (Template Used)

⁠Heyyyooo, I’ve recently realized how shit my only credit card is. I want to switch to a new one completely and use the Apple Card for emergencies only.

27/f, recently moved in with family, reduced my working hours to part time, and started pre nursing classes at the local community college.

Current cards: (list cards, limits, opening date)
⁠• Apple Credit Card, $2750 limit, opened Sept 2019. Thats it!

• ⁠FICO Score: 755 (FICO score 8, from Experian)
• ⁠Oldest account age: 6+ years
• ⁠Chase 5/24 status: 1/24
• ⁠Annual Income: 21,500 (estimated. this is the first year I’ll be part time)
• ⁠Average monthly spend and categories:
⁠• ⁠dining: $100
⁠• ⁠groceries: $0
⁠• ⁠gas: $150
⁠• ⁠travel: $0
⁠• ⁠other: $0

• ⁠Open to Business Cards: Sure, if it’s the best fit, but doubt it is.

• ⁠What's the purpose of your next card? General Cashback, Point/Cashback, Rewards.

• ⁠Do you have any cards you've been looking at? Been considering the Discover It Student card, and the Chase Savor card.

• ⁠Are you OK with category spending or do you want a general spending card? Open to both, more interested in the general, overall spending card types.

Posted Jun 8, 2026, 12:29 AM UTC

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