LF Credit Card Recommendations for Student
Heyyyooo, I’ve recently realized how shit my only credit card is. I want to switch to a new one completely and use the Apple Card for emergencies only.
27/f, recently moved in with family, reduced my working hours to part time, and started pre nursing classes at the local community college.
Current cards: (list cards, limits, opening date)
• Apple Credit Card, $2750 limit, opened Sept 2019. Thats it!
• FICO Score: 755 (FICO score 8, from Experian)
• Oldest account age: 6+ years
• Chase 5/24 status: 1/24
• Annual Income: 21,500 (estimated. this is the first year I’ll be part time)
• Average monthly spend and categories:
• dining: $100
• groceries: $0
• gas: $150
• travel: $0
• other: $0
• Open to Business Cards: Sure, if it’s the best fit, but doubt it is.
• What's the purpose of your next card? General Cashback, Point/Cashback, Rewards.
• Do you have any cards you've been looking at? Been considering the Discover It Student card, and the Chase Savor card.
• Are you OK with category spending or do you want a general spending card? Open to both, more interested in the general, overall spending card types.
Posted Jun 8, 2026, 12:29 AM UTC