Do I have a chance in XAT for HRBM?

Profile Review :kappa:

Educational Background: -

> I have done my schooling till 10th in MH and got 58.8% [2022 passout Covid Batch]

2 Shifted to Bengaluru after 10th and did my PUC in PCMC and got 61% in 12th

> In 2024, I joined a tier-3 College for the course B. A HEP, My batch is also the very 1st batch/lab rat of the state government's New 'State Education Policy', scrapping NEP. will be passing out in 2027, [present % performance in college is anywhere between 67-72%

Personal Background:-

The best I can describe myself is an average guy filled with curiosity. I've changed my Career plans at least 5-6 times: | Doctor -> Automobile Engineer -> Navy Officer -> IAS -> RBI Grade-B -> IRDAI Grade-A -> Now MBA |

The reason I chose Science in PUC was to give the UPSC NDA Exam, and I scored pretty well in both attempts, 189 [NDA-2 2023] and 234 [NDA-1 2024]. It gave me the interest to view the humanities field, as I was pretty bad in PCM, so after 12th, I got admission in B. A HEP BCU-affiliated college, and during my time here, I had gotten time to introspect on my life. I took the SSC CHSL exams in 2025, but didn't pass. In 2026, at the beginning of the year, I had a change of plans and wanted to give the banking exam and regulatory due to the low cut-off. It was also the period when I was having doubts between a corporate sector and a public sector job, and wondering what I should do. 2 days ago, I broke down emotionally, overwhelmed by the Quant of RBI/IRDAI/Banking PO and admitted to my parents that I'll not be able to get into govt exams, it's like a lottery system, they supported me and told me, Why not look into MBA. As I was interested in regulations, management and Intellectual Debates and Discussions about the Economy.

Some may say, I wasted my time while studying for government exams, but I beg to differ, it taught me a few important lesson, at the end, government exams are secure but not worth the pain of personal sacrifice and one has to know when to give-up and evaluvate themselves, A successful person will tell you his story of winning, but only a failure who worked hard didn't succeed but got smtg else can tell you the value of time, mistakes and if it was worth.

Posted Jun 8, 2026, 5:01 AM UTC

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