I'm on my way to wrapping up my first ever PC build- one that I'll be making on my own, which I'm very much excited on haha.

Now, I'm on a dilemma on which PSU to get for my specific use case and actual case that would be the perfect match. I'm worried that I'd overspend on the PSU and hesitant on picking one that would fall short on the PSU tier list

Components are:

\- An i7 12700 as my processor

\- The Gigabyte GA-B760M-DS3H DDR4 GEN5 - B760 mATX Motherboard PCIe 5.0 GA-B760M-DS3H as my mobo(someone pointed out that this is a bad choice? Is this true?)

\- The Thermalright Phantom Spirit 120 SE Black Air Cooler as my CPU cooler- have a few doubts on this as it seems there'd be like 10mm clearance from side glass.

\- An 8gb DDR4 3200 CL22 RAM

\- And the, Okinos Cypress 3 Wood Mini-Tower mATX TG Gaming PC Case w/ 4x120MM Black PWM Fans as my case.

This'll be used as a workstation PC, and occasional gaming of Minecraft and Roblox, with the intention of adding a DGPU for 1080p gaming about a year later after my contract at work ends.

My choices for the PSU are; the "Cooler Master MWE Gold 750W V3 ATX 3.1 Fully Modular Power Supply" Or the "MSI PSU 750W Power Supply Unit 80+ Gold Modular MAG A750GL PCIE5" 

Which would you prefer more among the two? Or, is there a different PSU that you could recommend that won't explode haha.

Budget is 5k and could stretch it to 5.5k, but would prefer something less that as I'd need to allocate funds for the RAM as well.

Thankyou!!

\*\*Photo attached as my visual reference of the build\*\*\*

When is a PSU too much or too little?