Confused, looking for initial guidance

Hello everyone! with all of the new information and letter etc. coming through this spring and summer I have gotten admittedly confused on next best steps. I am currently and have been in the SAVE forbearance since it came out. I am currently sitting at 93 payments but that is not including the months during SAVE forbearance. Including those I am at 118 at the end of June. Withe the need to change into a payment plan (hopefully PAYE?) this summer I am not sure if I need to wait until September to do that and see if i get a buyback offer at the same time or to go ahead and switch over somewhere and when September rolls around apply for forgiveness. My last Mohela letter stated that my income recertification isn't due until April 2027, if that should factor into my decision at all (would prefer not to recertify income if able).

Any advice or guidance is greatly appreciated, thank you!