How do people afford more than one kid?

Finances

We knew having a child would be expensive. But in this economy I honestly wonder how anyone manages more than one child financially??

Between health insurance, childcare, food, diapers, wipes, clothing, toys, any item they might need…. And we aren’t even at the stage of them needing education and doing hobbies/activities. Or the cost of an additional person should we dine out or go on a trip somewhere.

I always imagined having two children, but now, my biggest hang up on if we’ll have a second is, can we do it financially? Maybe? But we’d be stretched and it would mean my first born may not get as many opportunities since resources are divided among two children. Or maybe we’ll just have an only and he’ll grow up with more opportunities and experiences because we’ll have more resources… it’s just hard to reconcile this reality.

How do others do it? It’s wild when I see families with 4+ children.. If you don’t mind me asking, what’s your household yearly income and how many kids do you have??

Posted Jun 10, 2026, 4:33 PM UTC

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