Non-Medical Travel Insurance

Does anyone have this? Is your just through credit card benefits?

I have medical insurance around the world, but want to get travel insurance for trip delays, cancellations, and my luggage in case of damage or if it’s lost.

Any recommendations for this?

So far it seems it may be world nomads or safety wing that is best for this, but they of course have bad reputations.

Also country of residence is often required for input and odd in our digital nomad case.