How do you decide to buy the Destiny 2 Collection or other games right now?

This is a very difficult time for me right now. Really having a hard time lately and this is compounding things greatly. I'm worried that if I pass on the collection then it's gonna go back to $200+ for a long time which is why I never bought any content at the past times I've been interested in Destiny. Way too expensive.

I played D2 a long time ago only 10 hours maybe and had fun but never bought any content. I'm enjoying the other Bungie game free week. And Returnal is supposed to be a goated and very unique bullet hell and it's also very low sale and with Sony pulling content from PC it may never go on sale again.