Hey everyone,  
Looking for some solid advice from the sub to optimize my credit card portfolio.

**My Profile:**

\- **In-hand Salary:** ₹1.3L - ₹1.4L per month (Salaried)

\- **CIBIL Score**: 751

\-  **Current Primary**: ICICI Emerald Plastic variant (FYF - the reason why I took it) – **Planning to close this** because the reward rate is poor and it no longer justifies existing.

\- **Current Secondary**: IDFC Wealth – Keeping this purely as a backup card since it got devalued.

**The New Setup:**  
I have just been **approved for the HSBC TravelOne card**. This is going to be my primary driver for all major milestones, big ticket spends, and travel-related expenses.  
\+ Add on card for the spouse to make travelling (lounge access) easier

**What I need from a Secondary Card:**  
I need a companion card to handle our day-to-day household lifestyle spends (quick commerce, food delivery, shopping, etc).  
It will have an add-on card for my spouse so we can pool our purchases and easily clear the annual fee reversal threshold.

**Specific requirements for the secondary card:**

⁠1.    **Entertainment**: Strong Buy One Get One (BOGO) offer for movie tickets (BookMyShow, Paytm, or District).  
2.	**⁠Daily Lifestyle**: Great reward/cashback rates on food delivery and quick commerce (Zomato, Blinkit, Swiggy, Instamart, Zepto).  
3.	⁠**Shopping**: Decent value back on online/offline shopping.  
4.	**⁠Lounge Backup**: Reliable domestic lounge access just in case we exhaust the TravelOne’s limit over the year.

Given my income and CIBIL, my eligibility might have some limits for super-premium cards, so I'm looking for mid-tier champions that approve easily at this salary bracket.

What cards blend perfectly with the HSBC TravelOne to cover these specific daily categories? Would love to hear your combinations and suggestions! Thanks in advance.

Help me pick a secondary lifestyle card to pair with my new HSBC TravelOne