How to pay with a debit card?

So for some reason there is no button visible to pay with debit card or Patreon, and Utop is the only option. Nothing says that any of these payment methods are unavailable, there's no greyed-out buttons either. There is only the "Pay with Utop" button. When I click on any of the payment icons (like Visa or Mastercard) I new tab opens with this text: "{"detail":"5 per 1 hour"}". I live in Switzerland which is not in the list of banned countries (https://support.torbox.app/en/articles/9835794-what-payment-types-can-i-use). I'd add a screenshot but images are not allowed apparently.

Is there any way to pay with debit card? I'd much rather avoid Utop, the fee is quite high and I can't pay there with debit card. So that means I'd need to buy crypto or use Revolut. Buying crypto here is very cumbersome, every time I did I had tons of problems and the fees where super high, it's honestly a nightmare. And Revolut is asking for an annoying video call.

I see I could use vouchers (haven't tried it yet) but I'd rather not have to do this every month or to buy them in advance.

Thank you for your help!