Just switched from Tesla Insurance to Lemonade in TX (Saved $2,350!) + question about FSD discount in TX
Just wanted to share a quick win and ask a question. I live in Texas and my Tesla Insurance renewal was looking absolutely brutal. I just shopped around and switched over to Lemonade Insurance. My premium went from $5,350 with Tesla down to $3,000 with Lemonade for the exact same coverage.
Saving over $2,300 a year is massive, so I'm super happy with the switch so far.
That being said, I know Lemonade recently launched that new Autonomous Car Insurance program with the 50% FSD mileage discount. I know it hasn't rolled out here in Texas yet (we just have the standard Lemonade Car policies for now), but I think it's live in places like Arizona and Oregon.
Does anyone here have any actual experience using Lemonade with the FSD discount active? How accurate is the tracking through the Tesla API?
Appreciate any insights!
Posted Jun 12, 2026, 12:52 PM UTC