Monthly Cost of freehold townhouse vs condo townhouse

Buying

Excluding mortgage, are they pretty similar in monthly cost?

*Freehold*
Tax: $500
Cost of maintenance: $500
Insurance: $100-160

*Condo Townhouse*
Tax: $300
Maintenance fee: $500
Insurance: $35-65
HVAC rental: $40-90
Special assessments: unknown

I can’t gauge what is the difference i am paying monthly. Can anyone lived in both tell me are they actually pretty similar ? If so, isn’t it better to live in a condo townhouse considering someone mowing your lawn and shoveling snow?

Posted Jun 12, 2026, 8:19 PM UTC

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